In this episode of the Cannabis Accounting Podcast, host Raymond Guns sits down with Griffin Basden, Senior Client Manager at AlphaRoot, a cannabis-specific insurance retailer. Griffin has one simple warning: your insurance policy might not actually cover you. Cannabis operators are paying for policies with cannabis exclusions buried in the fine print. And most don't find out until they file a claim and get denied.

Griffin breaks down the difference between retail brokers, wholesale brokers, carriers, and reinsurance companies. She explains why some policies require secondary wholesalers and why claims get handled by third-party administrators you've never heard of.

She talks about:

🚨 The cannabis exclusion hiding in your policy right now

🏢 Why brokers exist and who actually pays your claim

⚠️ Why safeguards matter and how they determine whether claims get paid.

🗺️ State-by-state coverage and why interstate commerce doesn't exist yet

🔍 Free coverage reviews and what to look for

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👉🏻 Connect with Griffin Basden: https://www.linkedin.com/in/graebasden/