S A U N A I E Presents Best Advice For You

q u o t e s: Giving Up is the Greatest Failure

2nd: The Way To Get Started is to Quit Talking & Begin Doing.

S e g m e n t s: Best Advice For You To Getting Ahead

1. Don't Rush into Marriage

- Take your time before you make that lifetime commitment.

- The choice of your Spouse is one of the Biggest decisions of your Life.

- Make sure that it is well-thought out & not just based on emotions.

2. Don't keep up with the Joneses

- Society will lead you to have a lavish lifestyle

- You will get into debt just to keep up & end up with a lot of debt.

- You need to do your best to avoid consumer debt at all cost.

3. Chase Your Dreams

- Follow your Dreams, but make sure your strategy is grounded in reality.

- Don't pursue a degree for the sake of passion if it won't pay well.

- You are at an age where you can afford to make mistakes.

- Failures teach you more about than Successes.

4. Burn No Bridges

- Master the art of maintaining cordial relationships.

- Learn how to be tactful without inciting conflict when you don't want to be around people.

- Because life is too short, you can never be sure when you'll need someone's help.

5. Pick Friends Wisely

- Don't be influenced by friends who are into the nightlife.

- Trust Me, I was there & it didn't do anything for me.

- Be with those who seek to improve themselves.

- Their influence will rub off on you, & you'll want to better yourself as a result.

6. Prioritize Your Health

- The best investment you can make in yourself now is Prioritizting your Health.

- Don't Eat Unhealthy Foods & Put off Working Out.

- Make an Appt. with a doctor once a year to detect & prevent Diseases.

- Your Health is Your Wealth.

7. Become Financially Literate

- There are a lot of people who earn a lot of money yet struggle with Personal Finances & continue to live Paycheck to Paycheck.

- The easiest approach to being Financially Successful to learn to manage your money.

8. Open a Roth IRA

- The Roth IRA is one of the best accounts that you can have.

- The account can help you build a big nest egg as the investments compound tax-free for decades.

Its advantage:

- Tax-Free Growth

- Tax-Free Withdrawal

- Can be used as an Emergency if necessary.

09. Use your 401(k)

- Your Employer-sponsored plan is 1 of the best tools to get you started with investing.

- Put your money up to the match amount & let your money work for you.

- Don't leave free money on the table.

10. Create an Emergency Fund

- The ability to handle life's unexpected curveballs necessitates having an emergency fund.

- People's finances have been impacted as a result of failing to set aside money for emergencies.

- Too many people turn to debt to deal with emergencies.

11. Stay Out of Debt

- Debt ruins people's lives because they don't know how to control their impulses.

- Using Credit Cards irresponsibly has caused people to be put in a stressful situation.

- Credit Cards are predatory in Nature, with Outrageous interest rates. Avoid them at all costs.

12. Read Books

- Don't waste your time playing video games & watching tv shows. These are Deterrents to your future success.

- Read Books that will give you knowledge or skills that will be useful to you in the future.

H o u s e k e e p i n g

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o u t r o: Lief has Meaning only if you do what is meaningful to you.