In this holiday-inspired episode, David Chudyk shares 10 meaningful financial “gifts” your future self will be grateful for in 2026 and beyond. These gifts aren’t wrapped under a tree—they’re intentional decisions that build clarity, confidence, stability, and long-term wealth. This episode is designed for anyone looking to step into the new year with better habits, smarter planning, and a sense of peace around their finances.

Understanding your numbers—spending, savings rate, debt, investments, and insurance—gives you control instead of chaos. You don’t need perfect tracking, just greater awareness.

A boring but powerful gift. Cash reserves protect you from crises and help you take advantage of opportunities. Start with one month saved and build toward 3–6 months.

Wealthy people spend with purpose, not impulse. Focus on experiences, relationships, health, and convenience that aligns with your goals.

Insurance, wills, power of attorney, and updated beneficiaries—all crucial. Protection isn’t just about money; it's about easing the burden on the people who matter most.

Your future self needs movement, sleep, lower stress, stronger muscles, and fewer “fast-food emergencies.” Health is a financial asset—protect it now.

Automation beats motivation every time. Automate savings, investments, debt payments, and charitable giving so progress happens without effort.

Your goals should be specific, measurable, realistic, and emotionally powerful. Tie goals to purpose—for example, buying a beach house for family connection or funding kids’ college for their future freedom.

Give in alignment with your values—whether that means money, time, mentoring, service, or presence. Meaningful generosity benefits the giver as much as the receiver.

Stop trying to figure everything out yourself. Find the “who”—a financial advisor, tax professional, mentor, business coach—to reduce mistakes and speed up progress.

Protect your time, energy, financial health, and emotional well-being. Every “yes” is also a “no” to something else. Make sure your commitments align with your priorities.

Discover the current health and approximate value of your business and learn which areas to improve to increase profitability and future sellability.

Take the 10–15 minute assessment at: weeklywealthpodcast.com/valuebuilderscore

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• Email David: [email protected]

• Share this episode with friends, family, or colleagues who want to start 2026 with stronger financial habits.

David wraps up the episode with gratitude, warm holiday wishes, and encouragement to make decisions that serve the version of you who will be living with them next year—and beyond.