Toni: I have a question, actually, it's from me. Do you think, and I've also had people who approached me and asked the same question. Should I finish college?

Sean: That is a very, very good question to ask me.  

Toni: Because people now are questioning, actually a lot of content creators on TikTok were saying that you don't need a college degree to start a business. Like, you know, instead of spending money on your tuition fee, you could use it as your capital to start the business. So I want to hear your thoughts as someone who graduated college and now is super successful and super-rich. I think we’ll learn a lot from you, even me as a young entrepreneur and also the many Zillennials that are watching, that are watching and currently in college and trying to get by, or hardly getting by.

Sean: Okay. First of all, that's a very good question, especially for those who know that I almost got kicked out of college and not doing IT work now. I'm an IT graduate, not doing IT work. I'm in the marketing industry, digital marketing to be specific.

My answer would be, it depends on your risk appetite. So if you want to have a fallback, definitely finish college. Let's say your business doesn't fly, doesn’t succeed because of whatever reason, then you have something to fall back to because you have a college degree. That's how I see it. That's how I look at it.

One of the things that I also imagine doing maybe someday is to migrate to another country when I'm older. New Zealand has zero records of the virus in this whole fiasco, worldwide. So when I'm older, it seems like a good place to retire. And you know, here in the Philippines, my chances of dying as a senior is very, very high if this happens again. So I wouldn't want that risk. I guess if I don't have a college degree, it might be difficult for me to migrate when I'm much older. So those are some of the things that actually come into my mind personally, especially during this time.

Yeah, I would say it depends on your risk appetite. If you have a high appetite for risk, you really think you can make it, go to the moon and back and you're still alive and in one piece, then, by all means, skip college, you know. But if you want that safety net for yourself that you know, if my business fails, at least I have a diploma for this, at least I graduated and I can still find a job, then definitely graduate, definitely finish college.

Toni: Cause I remember Pastor Dennis answering the same question on TikTok and he was like, you can do both. Like, if you're going to school from 7 AM to 2 PM, then you can work on your business afterwards. Something like that, then he would show his diploma and he’d say, “this is the best investment I've ever made.” And then he would show his college diploma from DLSU. So yeah, I think you guys have the answer. There you have it.

So identify your risk appetite and I mean, would you agree that not everyone is suited for business?

Sean: Yes. A hundred percent. I know some people are straight-up telling me I don't want to do business, I just want to be an employee. And no judgment from me there, you know. They want to do that, that makes them, then go ahead.

Toni: Right. Right. So when people, you know, when the business path doesn't really pan out for them in the future, then I agree with you, at least you have a fallback, you have a degree that could help you get into corporate, and you'd be able to learn a lot from there. You can also get mentors there as well. And eventually maybe start a business on your own. And at least you already have the connections, you also have the working experience. And unfortunately, like 75% of the employers here require someone with a college degree to start.

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