Last week James was invited to do a video for Business Insider on whether you should put money into your 401(k). People went crazy attacking James. Not his arguments against saving within a 401(k), they attacked him personally. Here's the scenario 1)Company: "Hey buddy, here's your money. Good job!" 2)Company (1 second later): "WHOOPS! We have to take that from you. Don't worry, you'll get it back 30 years from now and have unknown fees and charges taken out of it. Relax." 3)Person: protests with reasonable argument. Gets maybe minor fact wrong that is not important for the argument. 4)Company: "STONE HIM! HE IS A F'KING MORON! KILL HIM!" If you've not seen the original video, you can watch it here. Your employer is not going to "choose you," you have to "choose yourself." If 401(k)s are so great, then why are so many people broke going into retirement? Listen as James and Claudia talk about the real limitations of a 401(k). Don't shoot the messengers... Regards, David Newman P.S. James says there are seven huge trends will shape America. Understanding these trends before anyone else will give you a huge advantage in work, life, and investing. Click here to learn more about James' great ideas. ---------------------------------Recommended Resources--------------------------------- The Three Surprises in 401(k)s Saturday, June 6, 2015 - Come meet your COUSINS James and Claudia (yes, we are all related) at the WORLD'S LARGEST FAMILY REUNION– Cousin James is one of the speakers.