In this episode, I take a deep dive into Employment Insurance (EI) in Canada, breaking down how it serves as an essential safety net for anyone dealing with unexpected job loss.

I cover the basics—like who’s eligible, including those with insurable employment, experiencing involuntary job loss, and meeting the required insurable hours. I also explain the benefits, which usually amount to 55% of your average insurable earnings, and walk you through the simple application process.

Plus, I talk about the responsibilities EI recipients have, like staying available for work and reporting any earnings.

My goal is to make EI less confusing and give you the tools you need to face financial uncertainty with confidence.

Understanding Employment Insurance (00:01:04)

Eligibility Requirements for EI (00:02:04)

Job Loss and Insurable Hours (00:03:03)

Determining EI Benefits (00:04:03)

Applying for Employment Insurance (00:06:16)

Responsibilities of EI Recipients (00:08:14)

Filing Reports and Maintaining Benefits (00:09:15)

Conclusion and Action Step (00:10:10)

Links and Resources:

Use EI Benefit Estimator

Find out the Unemployment and EI Benefit on your Province

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