Kevin Freeman and Jason Cozens, founder and CEO of Glint, explain how modern fintech and state-level legal frameworks can enable gold and silver to function as everyday spending money without replacing the dollar. They highlight challenges with traditional gold ownership — high entry cost, trust, storage, taxes, and spendability — and show how Glint’s app, vault-backed holdings, and Mastercard integration solve them with wholesale pricing and fractional ownership. The discussion covers inflation, the Cantillon effect, central bank gold accumulation, and a growing U.S. state movement to protect and enable transactional gold. Viewers learn how users can adopt a personal gold standard today while broader legal adoption accelerates across key states.