Building Tomorrow's Insurer

Ep 37 | Building Tomorrow’s Insurer | Eric Mignot on Building Europe’s Digital Broker for SMEs


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Insurance for small businesses has always been complex, expensive, and underserved. But what if technology and partnerships could change that?

In this episode of Building Tomorrow’s Insurer, host Nigel Fellowes-Freeman sits down with Eric Mignot, Founder and Chairman of +Simple, to explore how one of Europe’s most ambitious digital brokers is reshaping SME insurance.

From CFO at Suez, to leading Hiscox, to launching +Simple, Eric’s journey shows how insights from telecoms, utilities, and digital banking inspired him to reinvent insurance distribution.

Tune in to hear:

  • Why expense ratios—not loss ratios—are the real challenge in SME insurance

  • How +Simple scaled to 14,000 brokers across five countries

  • The role of technology in simplifying underwriting, claims, and accounting

  • Why programmatic M&A and capacity pooling became game-changers

  • Eric’s lessons on raising capital, partnering smartly, and scaling across Europe

This is a must-listen for anyone building insurtech, rethinking distribution, or leading digital transformation in insurance.

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Building Tomorrow's InsurerBy Nigel Fellowes-Freeman


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