As 2025 year-end approaches, new tax rules are reshaping how individuals and families plan for year-end. In this episode, we unpack what’s changing — and how to make the most of it before December 31st.

Here’s what we cover:

🗝️ Key 2025 tax law changes under the new OBBBA legislation

🧾 How to benefit from temporary deductions for tips, overtime, and auto loans

🪙 Updates to child tax credits and the expanded SALT deduction cap

👨‍👩‍👧 What to know about “Trump Accounts” for kids and changes to estate and gift tax rules

🎁 Smart moves for charitable giving before new limits hit in 2026

📉 Strategies for harvesting investment losses and managing year-end portfolios

🎧 Tune in to Your Bread & Butter Podcast for real-world financial insight — with a side of humor and practical advice!