If you want to give a child sweet dreams, give a child a bed.

As Exec. Dir. of Cleveland Furniture Bank, Tom Gaghan has given beds to 8, 500 children who once slept on the floor or a couch.

He was downsized after 31 years with C.E.I. Then he lost half of his I.R.A. in a stock market slide.

Tom found a new career and helped launch the Cleveland Furniture Bank,