If you find yourself feeling financial pressure during – or following – the holiday season, Derrick and Travis want to help you identify where your spending is leading to stress. This week’s tips will help you feel merry about how you spend your money.  

1:45 Money Problem: Derrick met a member whose was haunted by the ghost of holiday spending stress. 

2:40 Expert Examination: Travis and Derrick aren’t immune to holiday spending traps – but they have learned how to recognize and manage their money, leading to a happier New Year: 

• Holiday traps that you’ll encounter before you even start shopping. 
• How to decide an amount to budget for the holidays. 
• Why equivalent gift-giving can blow your budget. 
• Online shopping traps. 
• Deal or no-good deal? How to identify traps that will encourage you to spend too much. 
• Dealing with gift-giving expectations. 

23:30 Weekly Financial Fix: With a pen and paper, you can follow Travis’ task to identify the holiday spending traps that are most likely to catch you – and plan to avoid them this year. 

If you have an undiagnosed financial concern or want to better understand a financial subject, send Travis and Derrick your question at islandsavings.ca/wealthbeing, or at [email protected], and we will consider it for a future episode.