It's a simple truth of life that if you take on too many obligations, you will never be able to be productive—you will just stretch yourself too thin and will be unable to do anything, at least not well or on time. The ability to say no may be a game-changer when it comes to increasing productivity.

Throughout the day, you will be bombarded with requests for your time—from family members and friends, as well as children and colleagues. That is why you must master the art of saying no in order to remain productive, reduce stress, and avoid wasting time. This is a skill that many people struggle with, but one that you must acquire if you truly want to achieve things in life. So, in today's episode, I'll teach you how to effectively say no, so you can cherish your most important asset: TIME.