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Rules & Regulations for Airbnb in NYC: 

https://news.yahoo.com/nyc-could-lose-10-000-235503460.html 

What is a 3-2-1 Buydown Mortgage? 

https://www.investopedia.com/terms/1/3-2-1_buydown.asp

Today's Rates: 

https://www.bankrate.com/mortgages/mortgage-rates/?cs=0&fico=740&loan=400000&market=2&perc=5&points=All&prods=1&propertyvalue=500000&type=newmortgage&zip=11370