Welcome to 2026! In this episode, we discuss key market takeaways from 2025, including why valuations matter, how concentration within the S&P 500 has grown, and why diversification remains essential for long-term planning.

We also cover planning items for 2026, including general housekeeping items like updated IRS contribution limits for employer retirement plans, IRAs, and Health Savings Accounts, along with important changes impacting catch-up contributions.

As we look ahead to 2026, some of the major items to consider are the provisions taking effect under the One Big Beautiful Bill Act, including changes to income tax brackets, itemized deductions, charitable giving rules, estate planning exemptions, and the growing importance of proactive tax planning.

As financial complexity continues to increase, the importance of staying informed, managing risk, and maintaining a coordinated strategy is key to long-term success.

This conversation will help you prepare and plan for financial success into 2026 and beyond.

Thanks for listening!

For more details, we recommend that you check out our blog post covering the same topic at https://pw-wm.com/learn/financial-planning/your-finances-in-2026-what-you-need-to-know/