What if you could borrow at rates comparable to U.S. Treasury yields without going to a bank?

In this episode, we break down box spread loans - a lesser-known strategy that allows investors to access liquidity from their portfolio at highly competitive rates (currently under 4%). We explain how box spreads work, why institutional investors have used them for years, and when they may be a smarter alternative to traditional lending options.

We also discuss key considerations, including potential tax treatment of the interest expense, practical use cases (like bridging a home purchase or avoiding the realization of capital gains), and how to structure a box spread loan to reduce the risk of a margin call if markets fluctuate.

If you’re looking for flexible, low-cost financing without disrupting your long-term investment strategy, this is an episode you won’t want to miss.

Thanks for listening!

For more details we recommend that you check out our blog post covering the same topic at https://pw-wm.com/learn/financial-planning/how-the-wealthy-borrow-box-spread-loans/