Are you making financial decisions based on myths that just sound true? 👀

In this episode of Your Bread & Butter™, Andrew and Ryan break down 10 of the biggest money myths—even Bigfoot doesn’t believe these. From “Roth is always better” to “You should pay off your mortgage ASAP” and “The market is too high to invest,” we unpack why these beliefs stick—and what the practical truth actually looks like.

We cover:

• When a Roth isn’t the best move

• Why liquidity can beat a paid-off mortgage

• The real risk of waiting to invest

• Why estate planning isn’t just for the wealthy

• The difference between diversification and just having multiple accounts

• Whether you really need to eliminate all debt before investing

• If your employer plan is enough

• And more

Money myths spread because they’re simple, confident, and easy to share—especially on social media. But oversimplified rules of thumb can lead to missed tax opportunities, lost compounding, emotional stress, and costly decision fatigue.

Our goal in this episode: replace popular myths with clear, practical truths you can actually use.

If you’ve heard a financial “rule” you’re unsure about, drop it in the comments—we might feature it in a future episode.

🎧 Listen wherever you get your podcasts.🌐 Learn more at: www.privatefinancialdesign.com