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We unpack long-term care insurance through an elder law lens, from traditional policies and hybrid designs to short-term coverage that pairs with Medicaid timing. Clear frameworks help you advise clients on affordability, underwriting, and when a trust outperforms a premium.

• Why a 70% care risk changes planning
• Traditional long-term care insurance pros and cons
• Hybrid annuity-life structures and payout design
• Short-term coverage to bridge Medicaid penalties
• Underwriting differences from life insurance
• Five-year coverage as a planning sweet spot
• When a MAPT beats ongoing premiums
• How to model with-versus-without policy scenarios
• Building a trusted advisor referral network
• Best ages to apply and common cutoff points

Visit our website, theelderlawcoach.com. Go, there are some links there so that you can schedule a time. Let's talk. I will call you, not a staff member. Please subscribe, please share. If you're on YouTube, leave a comment below.

Check out our new website www.TheElderLawCoach.com.