We are joined by Dr. Jonathan Farrar and Dr. Leslie Berger to followup on our previous discussion regarding their research paper titled “An Empirical Analysis of the Displacement Effect of TFSAs on RRSPs”. The primary discovery of every 1 percent increase in a TFSA contribution reduces an RRSP contribution by approximately 0.4 percent serves as our basis for this conversation.

This time, we explore audience questions, delve deeper into implications and what the Canadian government can do to increase personal savings.

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