You’ve seen the email: benefits deadline approaching, action required. Between meetings and family commitments, how are you supposed to know what to do – especially when stock is vesting, bonuses are coming and tax forms are piling up? In this episode, Dr. Michael Liersch talks with financial planner Ryan Cahill about the quiet overwhelm a lot of us are facing when it comes to this personal admin work. From 401(k) elections and Roth catch-up rules to restricted stock decisions and blackout periods, Ryan shares what his clients are asking – and his advice for making confident decisions that leave more time for what matters.  

Money on Your Mind is produced by Edelman Financial Engines and hosted by Michael Liersch. Information is believed to be reliable but is not guaranteed. This content is for educational purposes only and does not constitute investment, legal, insurance or tax advice. It is not an offer to buy or sell any product and does not represent an endorsement of third parties. All examples are hypothetical and for illustrative purposes only.  All investments have inherent risks. Consult a financial advisor before investing. Individual results may vary.© 2026 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Certain services provided on an educational and guidance basis only. Results are not guaranteed. [Produced FEBRUARY 2026.]  AM5218771