Dan Otter is a father, husband, teacher, author, and executive director of 403bwise.org, along with being a doctor. 403bwise.org is a website designed to educate and empower teachers and school employees about their retirement options. In 2012, Money Magazine named him a “Money Hero” for his "extraordinary efforts to improve others' financial well-being." Dan educated himself on investing and started to see the weakness of the 403b, so he wanted to educate other people on it and started to meet other advocates for it. Dan’s main message is for educators to look at their 403b and their vendors and start evaluating their options. He describes some of the different plans and what he advises of people depending on their options to save the most money and have the most comfortable retirement. 

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