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In this episode, host Grant Evans is joined by Jake Dovey, CEO of PayModum, for a candid conversation on why so many merchants still feel underserved by the payments industry — despite more products, providers, and platforms than ever before.
Jake shares his journey from working inside payments to building PayModum, and why he became convinced the industry was solving problems for itself rather than for merchants. The discussion dives into what merchants actually care about — from resilience and simplicity to transparency and control — and where PSPs and acquirers still consistently get it wrong.
They also unpack the rise of payments orchestration, cutting through the buzzwords to explore what orchestration should actually do, where it genuinely adds value, and whether some providers are simply rebuilding old models with new labels.
From regulation and licensing to merchant frustration, consolidation, and the future of infrastructure, this episode takes a brutally honest look at what’s fundamentally working — and what still isn’t — in modern payments.
Plus, Jake steps up for The Payments Shed’s legendary Shelf of Shame — calling out one fintech buzzword and industry cliché he’d happily banish forever.
***
The Payments Shed Podcast is headline sponsored by ISX Financial.
ISX Financial, delivers a unified ecosystem with multi-currency accounts, online payments, real-time UK and EU transfers and global mass payouts. Within that platform, PaidBy® provides Pay by Bank with real-time settlement notifications, automated reconciliation and integrated refund management. One partner, one integration — helping your business transact with confidence. Learn more at www.isx.financial
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The Payments Shed Podcast is sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay ins, payouts and fiat to digital asset conversion, with simple API or low code integration. Built specifically for the payments ecosystem, Cyclops focuses on making stablecoins practical, scalable and commercially viable.
Learn more at - https://www.cyclops.io/
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.https://teampcn.com/
***
Disclaimer. Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
By Grant Evans and Justin HannaIn this episode, host Grant Evans is joined by Jake Dovey, CEO of PayModum, for a candid conversation on why so many merchants still feel underserved by the payments industry — despite more products, providers, and platforms than ever before.
Jake shares his journey from working inside payments to building PayModum, and why he became convinced the industry was solving problems for itself rather than for merchants. The discussion dives into what merchants actually care about — from resilience and simplicity to transparency and control — and where PSPs and acquirers still consistently get it wrong.
They also unpack the rise of payments orchestration, cutting through the buzzwords to explore what orchestration should actually do, where it genuinely adds value, and whether some providers are simply rebuilding old models with new labels.
From regulation and licensing to merchant frustration, consolidation, and the future of infrastructure, this episode takes a brutally honest look at what’s fundamentally working — and what still isn’t — in modern payments.
Plus, Jake steps up for The Payments Shed’s legendary Shelf of Shame — calling out one fintech buzzword and industry cliché he’d happily banish forever.
***
The Payments Shed Podcast is headline sponsored by ISX Financial.
ISX Financial, delivers a unified ecosystem with multi-currency accounts, online payments, real-time UK and EU transfers and global mass payouts. Within that platform, PaidBy® provides Pay by Bank with real-time settlement notifications, automated reconciliation and integrated refund management. One partner, one integration — helping your business transact with confidence. Learn more at www.isx.financial
***
The Payments Shed Podcast is sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay ins, payouts and fiat to digital asset conversion, with simple API or low code integration. Built specifically for the payments ecosystem, Cyclops focuses on making stablecoins practical, scalable and commercially viable.
Learn more at - https://www.cyclops.io/
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.https://teampcn.com/
***
Disclaimer. Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.