The Payments Shed

Ep. 62 - LIVE from FTT Payments with Payrails: The Payments Execution Layer - Why Infrastructure Is Replacing Platforms


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Recorded live on stage at FTT Embedded Finance & Super Apps, Grant Evans is joined by guest co-host Dwayne Gefferie for a live conversation with Ed Moore, CRO at Payrails, exploring why the next generation of payments infrastructure is moving beyond traditional platforms and orchestration.

Ed explains the growing importance of the “payments execution layer”, and why merchants are increasingly demanding modular, open-stack infrastructure that gives them greater control over routing, optimisation, tokenisation, and the broader payments experience. The discussion dives into how orchestration is evolving, why merchants are pushing back against all-in-one providers, and what modern enterprise payments architecture increasingly looks like.

They also explore where AI is genuinely delivering value in payments today, from smarter routing to automated chargeback management, and how product-led infrastructure models are beginning to reshape how enterprise payment technology is bought, implemented, and consumed.

Plus, Ed steps up for The Payments Shed’s legendary Shelf of Shame — calling out one thing in payments he’d happily banish forever.


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The Payments Shed Podcast is headline sponsored by ISX Financial.

ISX Financial, delivers a unified ecosystem with multi-currency accounts, online payments,  real-time UK and EU transfers and global mass payouts. Within that platform, PaidBy® provides Pay by Bank with real-time settlement notifications, automated reconciliation and integrated refund management. One partner, one integration — helping your business transact with confidence. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.isx.financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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The Payments Shed Podcast is sponsored by Cyclops.

Cyclops is a crypto and stablecoin infrastructure platform for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay ins, payouts and fiat to digital asset conversion, with simple API or low code integration. Built specifically for the payments ecosystem, Cyclops focuses on making stablecoins practical, scalable and commercially viable.

Learn more at - https://www.cyclops.io/


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The Payments Shed Podcast is supported by PCN.


PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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Disclaimer. Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.

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The Payments ShedBy Grant Evans and Justin Hanna