In this episode of The Collective Us, hosts Erica Austin and Ryan Buck explore the realities of homeownership and housing stability in Northern Michigan with guest Grant Card, NMCAA's newly promoted Housing Stability Director. The conversation examines the region's housing affordability challenges, the connection between homelessness services and homebuyer education, and how NMCAA helps residents navigate housing from first-time renting to long-term homeownership. The episode also highlights partnerships with NeighborWorks and a local lender, emphasizing the role of education, financial counseling, and community collaboration in helping families achieve and maintain stable housing.