Are you secretly hoping NZ Super will “just work out”?

Hate to break it to you… but this episode might be the wake-up call you didn’t know you needed.

In this honest, no-fluff conversation, I’m joined by Maria Temnyuk from Diamond Property & Wealth, a New Zealand financial advisor specialising in investments, property and KiwiSaver.

We’re talking about what’s really happening with retirement in NZ, and why waiting until “later” to invest could cost you more than you think.

Inside this episode, we cover:

• Why NZ Super alone won’t fund a comfortable retirement

• The scary stats most Kiwis don’t know about retirement income

• What investing actually is (and what it’s not)

• The power of compound interest (aka money making money babies )

• Why consistency beats trying to time the market

• The biggest investing mistake people make (hint: it’s not what you think)

• How to start , even if you feel behind

• Why women are often better investors than men

• Business owners: how to balance paying yourself, investing, and growing your business

Maria shares practical, grounded advice , not hype, not TikTok stock tips, but real-world strategy based on what she sees every day working with Kiwi families.

If you’ve ever said:

• “I’ll start investing once the mortgage is paid off.”

• “I’m too late.”

• “KiwiSaver will probably be enough.”

• “I make good money, I’ll figure it out later.”

This is your nudge to stop winging it.

Because retirement isn’t a someday problem.
It’s a strategy problem.

Maria offers:

• A free 30-minute discovery call

• A 2-hour strategy consultation where she models your trajectory and next steps

You’ll find her links below.

If this episode hits home, share it with your partner, your bestie, or the friend who “doesn’t want to think about retirement yet.”

Future You will be glad you did.

Ready to take action?Follow Maria on IG here

Check out her website here