J. Ted Oakley, founder and managing partner, of Oxbow Advisors, has seen it all. That’s why he wrote his latest book “30 Million and Broke.”  Yes, it happens to celebrities, athletes, and lottery winners who are given the wrong guidance, no guidance or are left to their own devices. Mr. Oakley has seen it happen to those who sell businesses and those who are born with money, who think it’s their birthright to have it forever. But many of the same lessons of careful financial management are important to those of us who have much fewer resources and must make them last a lifetime.  We unlock the keys to doing that in this interesting conversation about money–a topic many of us spend little time paying attention to.  This 30 minute investment of time may be well worth your while.