Welcome to another episode of the Clear to Close Podcast! Today, your hosts Josh Thomson, CEO of TechneTitle, and Trey Barrowman, COO, are thrilled to be joined by Ginger Vining, an expert Mortgage Lender at Park National Bank. Ginger shares her extensive knowledge of the mortgage industry, offering valuable advice for homebuyers. From getting your pre-approval process sorted out early to exercising caution with wire transfers, her insights are essential for anyone planning to buy a home soon. You won’t want to miss out on this educational conversation!

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Hosts: Josh Thomson, CEO & Trey Barrowman, COO

Guests: Ginger Vining, Mortgage Lender at Park National Bank

Time Stamps & Show Notes: 

(00:00 - 01:10) Introduction

(01:11 - 04:45) Part of the Process

(04:46 - 08:06) Getting to Where You Are

(08:07 - 10:25) Common Questions with Home Buying 

(10:26 - 12:09) Getting Approved for a Loan

(12:10 - 13:41) Looking Into Construction Loans

(13:42 - 17:42) The Pre-Approval Process

(17:43 - 19:14) Transitioning to a New Home

(19:15 - 21:30) Pitfalls of a Lack of Pre-Approval

(21:31 - 23:47) Consistently Changing Landscape

(23:48 - 31:04) Wire Fraud Precautions

(31:05 - 32:29) Do Your Homework!

(32:30 - 33:23) Closing