Today on the eighth episode of Money Shots: Chris and Joey invites budgeting expert, Sarah, to talk about how she chops up her moolah. Chris talks about CPF’s 40-30-20-10 rule (yet again) and Joey brings out the big guns- the envelope system by Dave Ramsey and the Japanese Kakeibo method. The trio talks practical methods to curbing spending and how to overcome the emotional aspect of budgeting and not feel like a failure. Finally, Sarah gives us a mini-review of budgeting apps in Singapore. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!