Most CFOs believe their health plan is under control. They shop it every year. They have a trusted broker. Then they score the plan — and come back a 50 out of 100.

Richard Silberstein talks with Tina Wilt, GBA — Charter Health Rosetta Advisor with nearly 30 years employer-side experience and the architect of a community-owned health plan — about the Plan Grader™, the 40-question assessment that scores employer health plans on a 0–100 scale.

Tina explains what the score actually means, what separates a 50 from a 70, and why she has seen up to 40% savings between a legacy plan and a fully optimized one. We also cover direct primary care, the LOCAL framework, and what employers can do off-renewal to move the needle.

CHAPTERS

0:00 Intro

1:39 Meet Tina Wilt 2:50 Community-owned health plans

3:31 Direct primary care

5:10 What is Health Rosetta?

7:39 The Plan Grader™

13:24 The question that surprises every CFO

17:23 The $1,200 vs. $3,000 MRI

18:37 What a 50 vs. 70 score is worth

21:15 Up to 40% savings — real-world examples

25:17 The LOCAL framework

30:16 Close

GUEST Tina Wilt, GBA — Alera Group | https://www.linkedin.com/in/tina-wilt-gba-64507612/

LEARN MORE Health Rosetta: https://healthrosetta.org

Connect with Richard: www.benefitsredefined.com