The Retire in BC Podcast

Ep. 8 - What Happens to your RRSP when you Retire?


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You’ve spent years building up your RRSP... but what happens when it’s time to start withdrawing? In this episode, we break down how your RRSP transforms into a RRIF, when it happens, what the rules are, and how to avoid costly mistakes. If you’re 55+, nearing retirement, or just planning ahead — this is a must-watch.


✅ RRSP vs RRIF — what’s the difference?

✅ When do you have to convert your RRSP?

✅ How much do you have to withdraw each year?

✅ And what happens if you don’t plan properly?


Don’t leave your retirement income to guesswork — let’s get into it!

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The Retire in BC PodcastBy Ben Machel