James has made money, lost money, found love, been divorced, and been involved with many entrepreneurial endeavors.Through all of his experiences, what he describes as his most difficult time in the past might surprise you... What is even more interesting is that what he has most difficulty with is ongoing and probably will never end.Maybe you have the same troubles as James and you don't even know it.Today could be a breakthrough for so many aspects of your life and it all comes from the power and ability of saying "no."