Chances are, you do.

So how do you spend less and get paid more?

When I was a small business owner, I did all the jobs, big and small.

Because it was a business, I could figure out how much was coming in at the end of the month and how much I was getting paid hourly.

While I covered bills and had enough to get by, my guess is I was actually getting paid less than $5 an hour to own my own gym.

The problem was I never thought about the CBA of all the other things I needed to do to keep the doors open and grow.

I sucked time away from my family and my weekends just felt like another work day.

So learn from me and my mistakes.

Do a CBA not just in business, but in life.

Figure out what a new project or problem is actually going to cost you at your actual rate.

Then decide whether you should tackle it or someone else should.

You just may save yourself a lot of time AND money.