Having A Christmas Without The Debt Hangover

In this episode, Christmas is coming! It is only a month away. I'm focusing on how I am going to cope with my first ever Christmas without a Credit Card as a crutch. I go into detail the one key decision that has helped me cope with being from a large family that loves to celebrate Christmas.

Before I get into talking Christmas preparations, I give an update and context on where my passion for number crunching comes from. Being self employed I share some of my business debt challenges and learnings and how they have set my personal finance up for success.

I also share how the impact of focusing on debt repayment has caught me a little off guard with the preparations for the festive season. However, most importantly I share the action plan I have to get around this and stay on track with debt reduction and also have a fun and memorable Christmas. A tricky but not impossible task. Let's have fun and reduce debt at the same time!

I'm determined to get through this Christmas and party season without a debt hangover.