Unlocking Tax Savings with Short-Term Rental Strategies

🎙 Let’s Get Fiscal – Episode 5

Hosted by Anastasia, Myiesha & Danielle | Coterie Tax and Advisory

Thinking about turning your Airbnb side hustle into a real tax-saving strategy?

In this episode of Let’s Get Fiscal, the Coterie Tax team breaks down the short-term rental “loophole”—and why it’s not a loophole at all, but a powerful IRS-approved tax strategy. Learn how to legally offset your business or W-2 income with losses from Airbnb rentals, how to properly qualify for those deductions, and what mistakes to avoid when choosing your property.

Whether you’re a business owner looking for tax relief or an investor curious about real estate, this episode will equip you with practical, actionable insights to help you leverage short-term rentals as a legitimate business—and keep more of your income.

🕒 Episode Breakdown

00:00 – Introduction: Saving on taxes with Airbnb

01:20 – Short-term vs long-term rentals: What’s the IRS difference?

03:05 – How short-term rentals qualify as business income

11:17 – The power of cost segregation and bonus depreciation

15:29 – Material participation: What it is and how to document it

20:57 – Choosing the right property (and what not to buy)

24:27 – HOA restrictions, personal use limits, and compliance

35:09 – Final thoughts: Building a strategy that works

🔗 Helpful Links & Resources

📬 Got a question about tax strategy or short-term rentals?

Submit it here: https://www.coterietax.com/qa

🎧 Want to catch up on past episodes?

Listen & subscribe here: https://www.coterietax.com/podcast

📊 Need help planning your short-term rental tax strategy?

Work with our team → https://www.coterietax.com