Tune in today as Kristy interviews David Nicholas of Nicholas Wealth Management. He shares actionable steps you can take now when navigating a down economy or a volatile market. Learn how much you should save for retirement and rainy day accounts, plus advice on relative investing and dollar-cost averaging when the number one question is, "Should I invest in X now?". David is seen regularly on CNBC, CNN, and Fox News and Friends. You can find David at http://www.nicholaswealth.com/ and more START with Kristy here startplanner.com/pages/podcast.