Retirement today is much different than a generation ago. In general, today's retirees and pre-retirees are healthier and more active, with a much longer life expectancy, and without the guaranteed lifetime income that pensions once offered. Now more than ever, we are personally responsible for our own financial stability throughout retirement. Founder and CEO of Gulf Coast Financial, John Kuykendall discusses the improvements in retirement today and the biggest specific risks that today's retirees will