Michael Dean sits down with Saam Lowni, founder and director of Maryoaks, to talk about scaling a specialist finance brokerage from a two-person operation to a growing team, the realities of doing 60 deals in 12 months, and why development finance enquiries are finally picking back up. They get into the weeds on AI’s impact on brokers and lenders, whether we’ve hit peak HMO, the case for commercial property investment, and how podcasting has become a genuine business differentiator. Saam also shares a powerful personal perspective on gratitude, identity, and making the most of the opportunities life throws your way.

Guest: Saam Lowni – Founder & Director, Maryoaks

Guest Socials: www.maryoaks.com | https://www.linkedin.com/in/saamlowni/

Sponsored by:

Avamore Capital

https://avamorecapital.com

CHAPTERS

00:00:00 – Introduction & Catching Up

00:06:04 – Maryoaks: 2025 in Review

00:11:18 – Adding Protection & New Revenue Streams

00:17:22 – Podcasting as a Business Differentiator

00:22:28 – AI, Tech & the Future of Broking

00:30:26 – Human vs AI Underwriting – Who Wins?

00:38:52 – Tech Platforms & Packaging Applications

00:46:22 – Commercial Property & Investment Strategy

00:53:31 – Peak HMO, Planning Reform & Development Trends

01:00:31 – Family, Gratitude & Perspective

#SpecialistFinance #PropertyFinance #BridgingFinance #DevelopmentFinance #CommercialProperty #HMO #AI #PropTech #Brokerage #PropertyInvestment #BusinessGrowth #Podcasting #TeamBuilding #Entrepreneurship #PropertyDevelopment #RealEstateFinance #BusinessStrategy #CreativeFunding #Planning #NPPF