The conversation explores the future of cash dependency in Nigeria. The speakers discuss the convenience and ease of using digital payment methods such as mobile transfers and POS systems. They highlight the growth of fintech platforms and the potential for increased revenue generation in the banking sector. However, they also acknowledge the need for caution in spending and the risk of fraud in a cashless society. The speakers emphasize the importance of finding a balance between liquid cash for emergencies and investments for the future.

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