According to Credit Counselling and Debt Management Agency (AKPK), the financial stress faced by Malaysians since the pandemic began in the country last year has gone up some 35%. More than half (65%) of Malaysian working adults reported that financial stress has affected their job performance. Two out of three Malaysian employees have reported high levels of stress due to financial situations, working arrangements and not having the right enablement and support on a daily basis. How do Malaysian go through this?