Canadian Hal Bosher is the CEO of Yoma Bank Myanmar, a true pioneer in all senses of the word. Hal has lived across different cultures and continents with stints in the US, Germany, the UK, the Indian Ocean and now more recently Myanmar, to name just a few countries. Having the ability to adapt to new and uncomfortable environments is a valuable skill – you learn to empathise with different kinds of people regardless of their backgrounds.That’s a powerful tool when tasked with the challenge of growing a retail bank in one of the fastest growing economies in the world. In this interview we dive into Myanmar to learn about the vibe that shapes everyday life, the adoption of technology and entrepreneurship. We also talk about the mindset required to not just survive, but thrive in frontier markets.