Do you really know how the holidays are impacting the people around you—or even yourself?

In this powerful episode of Financially Fluent, Ray sits down with Rachel Joy Baribeau, founder of I'm Changing the Narrative, to have a raw and real conversation about mental health, isolation, depression, and the hidden pain that many people carry—especially during the holiday season. Whether you’re a high-achieving professional, a parent, or simply someone trying to hold it all together, this conversation offers grace, practical tools, and hope.

Learn how to recognize early emotional warning signs in yourself or others during difficult seasons

Discover easy, real-life ways to reach out to people in a meaningful, non-invasive way

Hear how Rachel’s own story—from sportscaster to national mental health advocate—can help you find purpose in your own pain

Listen now to better support yourself and the people you love through one of the most emotionally intense seasons of the year—with practical tools and renewed purpose.

🎧 Follow the show every Tuesday on Apple Podcasts:

https://podcasts.apple.com/sg/podcast/financially-fluent/id1796392113

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