On July 8, Clockwork.ai launched Mira — the first agentic FP&A analyst that plugs into QuickBooks and Xero. The same week, Xero shipped JAX into Microsoft 365 Copilot, and Forbes reported that 87% of CFOs now say AI is critical to how finance runs. The AI CFO stopped being a Series B luxury and became a fifty-dollar-a-month SaaS. Marcus and Jules break down the 4-step playbook every SMB owner can run this weekend: pick one agentic FP&A tool and connect it to your books, ask the agent three specific questions before Monday morning, build a 10-minute Monday-morning ritual, and turn one number the agent surfaces into a business decision this month. Includes the 1983 Lotus 1-2-3 historical parallel — the accountants who learned spreadsheets in the first six months became the CFOs by 1988. Strategy packages at https://ai.advalorem.io/strategies/?utm_source=podcast&utm_medium=ai_guy&utm_campaign=ep23_ai_cfo. The AI Guy is part of the AdValorem podcast network. Voices and content are AI-generated.