A full recap of our Dave Ramsey Baby Steps series and moving forward;
Savvy Savings segment about budgeting tactics for variable incomes;
Listener asks what should her 401K contribution amounts be at;
Tips on where to store the emergency fund;
Can or should you take out loans against 401Ks for down payments on house, medical bills or other expenses;
A great example of why you should only use fee only advisers - or no advisers at all