My guest this week is Clare Seal aka @myfrugalyear. Clare started the Instagram account @myfrugalyear in response to confronting credit card debt totalling £25K and a £2K overdraft – she wanted to be held accountable and to share her journey anonymously to help others. Fast forward twelve months and Clare has paid off £8K of debt, grown her Instagram account to 46.4K followers and has secured a book deal. In this episode, Clare tells us what it was like to confront the debt and describes the ...