Roger and Richard open the first official WealthWise episode with a deep dive into the most troubling trend of the decade: the mental health collapse of Gen Z. After Roger begins reading The Anxious Generation, they break down the data showing skyrocketing anxiety, depression, and self harm among adolescents, especially young girls. They explore the role of smartphones, front facing cameras, and algorithmic social platforms, and how overprotected childhoods pushed kids indoors and into digital worlds that are far more dangerous than the real one. They move from parenting to markets, unpacking SoftBank’s Nvidia exit, Michael Burry’s AI short thesis, and the battle over whether hyperscaler demand is real or artificially inflated. From there they dissect Trump’s proposed two thousand dollar tariff checks and fifty year mortgages, running the math on why extended loans could quietly destroy retirement planning. They close with concerns about algorithmic dominance in markets, consumer leverage, prediction markets, Nvidia earnings, government shutdown fallout, and the signs that the next rally may depend entirely on tech holding up a fragile economy. Educational only, not financial advice.