40% of Americans are living paycheck-to-paycheck making $40K in annual income with $40K+ in student loan + credit card debt. Adults are faced with credit offers all the time, and knowing what to do when approached with an offer can mean a major difference in one's financial future. What is credit? How can I be creditworthy? What are the ways to manage my credit and pay off my debt? How is a credit card different than a debit card? Part 1 of Avoiding the Debt Trap - tackling debt with the Debt Snowball and Debt Avalanche.

Want to join #FinancialFreedomFriday LIVE? Join Master Your Money Academy with Peter Myers on Facebook every Friday at 11:30 am CT for live coaching with Peter Myers, Educator & Financial Coach, and/or guest panelists.