Roger and Richard open this WealthWise episode with a hard look at the rising mental health crisis in teens and why social media platforms continue to get more addictive despite a decade of evidence showing the harm. They debate age limits, regulation, parental responsibility, AI moderation, and whether society is repeating the same denial cycle we saw with cigarettes. From there, the topic shifts to prestige bias and why information alone is no longer enough to build an audience. They break down how storytelling, visible momentum, and showing your real wealth building journey matter more than past accomplishments in a world where content is commoditized.

The conversation evolves into the framework that will guide WealthWise going forward: the three step path to building personal wealth. Step one is generating a high income with high margins through sales, entrepreneurship, or specialized careers. Step two is getting your balance sheet right by investing, eliminating debt, and compounding cash flow. Step three is building long term, multi generational wealth through trusts, structures, and protective planning. Roger and Richard explore how this cycle mirrors their own lives, why most people miss the early on ramp, and how starting even five years sooner can cut the journey in half.

They close with a rapid fire market breakdown: Alphabet doubling its market cap in six months, Nvidia’s supply crunch, Google’s chip threat, Berkshire’s surprising tech move, Eli Lilly’s trillion dollar breakout, AI energy demands, prediction markets, Bitcoin’s fragile support levels, and the early signs that retirement money may soon flow into private markets. It’s a wide ranging discussion blending media, psychology, investing, and the WealthWise philosophy for building a life that compounds.

Educational only, not financial advice.