In a single home today, it’s not uncommon to find more than a dozen devices connected to the internet. As people connect more, it is only a matter of time before we see a huge increase in unauthorised purchases being made via these technologies. The Internet of Things (IoT) has great potential but there are questions to be resolved over how payment systems interact with IoT, warns Steve Durney of Ethoca. Acquired by Mastercard in March 2019, Ethoca is a provider of collaboration-based technology solutions for merchants and card issuers.