Bob & Sheldon ponder the question of why folks are not saving for their retirement. Sheldon read a source that says 50% of Americans can't cash a $500 check so folks can barely live in the moment, let alone their future. Bob & Sheldon talk about the various options of what is saving for retirement – pensions, real estate, passive income, and more. Listen in and see if you need to make some changes for your financial future.