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This podcast episode explains Canadian credit scores, focusing on the five key factors that determine them: payment history, credit utilization, length of credit history, public records, and inquiries. The hosts clarify the scoring process used by Equifax and TransUnion, emphasizing that a good credit score is crucial for obtaining favourable mortgage terms. They highlight the importance of understanding credit utilization and responsible credit management for prospective homebuyers. The episode also promotes a local real estate team to assist individuals throughout the home-buying process.

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