As Q4 approaches, Joe and Jerry dig into what progress really costs. From new tax laws and smarter planning tools to subscription-style advisory models, they explore how businesses can stay ahead in a world that never slows down. The conversation spans everything from software investments and recurring revenue to building companies that outlive their founders, the art of delegation, and even the latest marketing controversies making headlines. It’s a mix of strategy, reflection, and real-world lessons on why the future belongs to those willing to adapt.